When it Rains, It Pours

Literally pours in our case.  Ben went downstairs to our living room and noticed water dripping either from the ceiling or down the wall.  The slate tiles in front of our fireplace were wet and the carpet was damp.  We thought that the water was coming in from the fireplace or from the wall, but closer inspection and a trip up the stairs to our  guest bedroom revealed that we have extensive water damage up there as well.  Water has leaked in the ceiling, down the wall, buckled the drywall where the window meets the wall, and dripped all the way down to end up in the living room.  The carpet is wet in there as well.

I called our insurance company (Liberty Mutual) and they told me they’re getting a TON of complaints similar to ours.   Unfortunately, she told us that the damage will keep happening until the root cause (all the snow and ice that’s been built up) is completely gone.  She said that we can try to extract the water from the carpet ourselves and to keep all receipts.  She also put the worry about mold in my head.  We took lots of pictures and documented the damage as best we could and will give our guy a call to see what he thinks needs to be done and how much it’s going to cost us.

My neighbor had the same damage and in his kitchen they’re going to tear out his drywall, repaint, hang cabinets if necessary, etc.  In his bedroom they’re going to replace the carpet,  tear out & replace the drywall, repaint, and replace the trim.  He just noticed that he has more water damage in his laundry room and upstairs bathroom.  The estimator will be coming out again to take a look at that damage.

Who knew that little dribbles of water could cause this much damage?  We’re committed to paying the $500 deductible.  Hopefully, we can get this all repaired soon.

How’s YOUR week going?


4 Comments (+add yours?)

  1. Sherri
    Feb 24, 2010 @ 10:08:44

    Aw, that sucks! And the leak would have to start in the guest bedroom where you wouldn’t notice right away. Hope the fix is painless.

    Exactly! The only way we found it was by tracing the path of the water upwards from where it was leaking in the family room. I’m hoping the fix is painless too but I’m envisioning new drywall, new ceilings, and all the resultant dust. Ugh. I think I’m getting an ulcer just THINKING about it.


  2. DarcKnyt
    Feb 24, 2010 @ 13:35:53

    Wow, all this atop the damage in the kitchen too. I’m really sorry to hear you guys are going through this.

    Yeah, super mega suckage.

    Black mold is no joke; I’m sure you’ll be fine though. We’ll toss a prayer up for you. I hope it all works out for you.

    I don’t even want to HEAR the words ‘black mold,’ especially since the upper level water damage is so close to Squish’s room. It’s right next door. At least this didn’t happen shortly after she was born, you know? Her immune system has had time to thrive.


  3. Kim
    Feb 24, 2010 @ 14:01:31

    We had water damage in our basement a couple of years ago. They said that mold starts if it is wet for 48 hours!!! Our insurance company (Farmers) paid us for time spent cleaning, sorting, etc. due to the damage and we got a lot of our deductible back. Hopefully that is an option for you. On the bright side- at least it is one BIG problem so there is only one deductible. Think of all the new things you will get. Hopefully nothing irreplacable was damaged. Good luck.

    EEK! Forty-eight hours!? In that case, we’re in trouble *sigh*. Right now we don’t have a lot of *things* damaged, just mainly structural things like walls, ceilings, carpeting, etc. And you’re right – the $500 deductible will go a LONG way with everything that we’ll need done. We wanted to redo the kitchen but put it on hold. I’m thinking that project just got bumped to the top of the list of things to do.


  4. DarcsFalcon
    Feb 24, 2010 @ 15:51:32

    Oh my gosh, I’m so sorry! That’s kind of like going through a hurricane, without the hurricane. Hopefully you’ll be able to get things fixed up and back to normal soon – for sure we’ll be saying a prayer for you guys. Wish there was something we could do to help. *hugs*

    Well, we had hurricane force winds here two Septembers ago when Hurricane Ike tore through the region. We were lucky not to have damage then, but looks like the water is doing us in. We have the adjuster coming on Tuesday to take a look at the damage as well as ‘our’ drywall guy coming in to ballpark some numbers for us tonight. I have NO idea what’s going to be necessary to get this fixed. Hopefully they don’t just say, “well, slap a coat of paint on it and it will be fine.” Ben and I greatly appreciate the prayers! 🙂


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